If you are facing foreclosure, the key to getting your mortgage out of default and back current is to find a great foreclosure attorney. In addition to finding a great lawyer, you need to make sure that you have all of the money that is required to bring your payments back up to date and are able to afford making your future mortgage payments on time. At first glance, it may seem as if your situation is hopeless, but in reality it isn’t. Everything that you need to do to save your home from foreclosure is in your grasp; you just need to act on it. If you are facing foreclosure in and looking for law firms in Myrtle Beach SC, please visit: http://MyrtleBeachAttorneyGroup.com.
First, you must find the right foreclosure attorney for your case. If you have never hired a lawyer before, this may seem like it is a foreign concept to you. Relax; you can learn how to find a foreclosure attorney that will help get you out of this nightmare.
It will benefit you greatly to go to your local legal aid organization and explain your situation to them. There is no need to be embarrassed because many good people can end up having to deal with foreclosures. It is not a reflection on you or your character. The legal aid counsel will be able to provide you with a list of lawyers who specialize in foreclosures.
Once you get home and take a really good look at that list, you should start calling each foreclosure attorney on the list and ask him or her if they can schedule you for a free consultation. If any lawyer says that there is a fee for the initial consult, then you may want to avoid using that lawyer, since many reputable lawyers do not charge to meet with their clients for the first time.
Keep your appointment for the consults. This is your opportunity to meet the attorneys and give them details regarding your case. They can tell you if they are willing to help you by taking on your case or they can refer you to an attorney that is even better equipped to handle your case.
Pay close attention to how the lawyer responds to you. They should be pleasant to interact with, cordial and very open and responsive to any questions you may have. You shouldn’t feel rushed or uneasy. This meeting is where you are interviewing the foreclosure attorney to see if you want to hire them to work for you.
Find out about their fees. Make sure that you are aware of any retainer fees and other miscellaneous fees. Remember, you are facing foreclosure because you were not able to afford your payments, so you don’t want to burden yourself with a high priced lawyer that you can’t afford.
Get a contract. Make sure that contract outlines all of their fees and all of the expected services your lawyer is going to use for your case. Keep in mind, that until your case is completely resolved, the total amounts of your lawyer’s fees are only an estimate. The final price can go up or down. Find more information about foreclosures here.